Oct 09 2011

Money “Rebound Truths” Doubtful

Small Businesses Once Again Ignored . . .


Financial Expert Reports 


of “Economic Rebound”


Grossly Exaggerated



 I had occasion yesterday to hear parts of a Baltimore radio broadcast that featured an on-air personality we will call Mr. Advisor, a man who proclaims himself a seminar presenter, radio and TV host, book author, and one of America’s top-ranked financial advisors.

I like this station’s programming. Most of the hosts are challenging, provocative, and informative. I try to tune in whenever I can.

I liked the overall theme of Mr. Advisor’s message which suggested that worrying about money gets us nowhere. As you know if you’ve visited here before, I have taught for more than 40 years that worry about ANYthing accomplishes nothing. Neither does dwelling on the past.

The past and future are fantasyland,

and generally not good places for

nurturing entrepreneurial minds.


So, if I am as I say, a present-moment, here-and-now thinker, who’s taught this mindset as the key to life success in management training sessions, college classrooms, books I’ve written, and this blog — what’s my issue? Part of my issue is with Mr. Advisor’s use of this awareness to quell economy fears as a bridge to selling his services.

I have no quarrel, in other words, with any effort to get people to focus more energy on the here and now because that is what life is really all about. I take exception with Mr. Advisor because after laying this groundwork, he proceeded to rattle off bogus interpretations of government and corporate statistics to make his points.

New housing startups and manufacturing indicators, he says, signal a rebounding economy . . . major corporate proclamations of sales and revenue increases and expansion plans add up to additional support, he says. Actual statements made were either misleading or naive. Considering his credentials, naivety is doubtful.

He tells his audience to not worry so much because things are looking up and that we can’t let fear of the unknown get in our way of making prudent investments. So do advisors who misrepresent reality.

Certainly, we as human beings do ourselves great injustice by fear of any unknown, but reality here has nothing to do with Mr. Advisor’s careful layering of reason to support his sales pitch.

The bottom line is that:

A)  The economy positively cannot rebound –no matter what government and mega-corporations do– until new small businesses begin to create new jobs.

B)  This is simply not going to happen with Mr. Obama in the White House because Mr. Obama has proven he is NOT a Democrat. He has proven, in fact, to be a Socialist who doesn’t believe in or accept the world of small business and free enterprise competition that built America (and the Democratic Party, I might add) to begin with. 

C)  It really makes no difference what big business and government try to accomplish if it’s without the support of small business.

(And, it’s here that Mr. Advisor goes astray. He seems –not unlike Messrs Obama and Biden– to forget and discount that there are 30 MILLION small business owners in the United States! But perhaps these are not prospective investors for Mr. Advisor?)


My point here is that Mr. Advisor is correct about the need for Americans to stay focused on the here and now, and not worry about what hasn’t come yet and may never come, and the unhealthiness of dwelling on the past that’s over and cannot be changed anyway.

These are mentally and emotionally sound ways to be thinking, but they are not portals to prudent investing. Neither are they any cause for a rebounding economy.

The economy is NOT turning around. Ask any of the 30 million small business owners out there. The economy is NOT rebounding because small business owners have no reason to trust a government that seeks to undermine, over-regulate and over-tax at every turn.

The issue, Mr. Advisor, is TRUST, and the fact is that this White House has failed to inspire any confidence or reason to believe. And as you surely know, Mr. Advisor, credibility is what drives market growth.

Why should small businesses create new jobs and then get slammed with major new taxes and regulations that end up costing them even more than a no-new-jobs economy is costing? Because Obama says that that won’t happen? HA! November 6, 2012. Be there.    


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Hal@Businessworks.US  302.933.0116

Open  Minds  Open  Doors

Many thanks for your visit and God Bless You.

Make today a GREAT day for someone!

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May 19 2009


The Six Ghosts of Fear


In his 1937 classic book (over 15 million copies sold), THINK and GROW RICH, Napoleon Hill set the stage for today’s motivational thinking, and offers specifics on “How to Outwit the Six Ghosts of Fear” that successful leaders in every walk of life continue to use even now as you are reading this.

What ARE the “Six Ghosts”?

  1. The Fear of Poverty

  2. The Fear of Criticism

  3. The Fear of Ill Health

  4. The Fear of Loss of Love

  5. The Fear of Old Age

  6. The Fear of Death

Worry is what unites and strengthens these negative emotions and, left unchecked, will ultimately cause them to materialize. Worry paralyzes reasoning and destroys self-confidence and initiative. It’s easy to say –as the calypso song encourages us–“Don’t worry!” but truth is our minds often work harder at making it a difficult choice instead of a simple  one.

Worry accomplishes NOTHING. It comes from being overly-focused on the future…on events that haven’t come yet and that may never come. It happens when we slip past “planning” and head toward expectations. It starts with disappointment and leads quickly to the most wasteful and harmful thinking that humans engage in.

It evolves from fantasy, not reality. It leads to businesses going under, negative thinking and neurosis taking over. It leads to illness, accidents and depression. It leads all too often to premature death.

The greatest single weapon against worry is to work tenaciously to keep your mind in the present here and now moment as often as you can possibly think of it during every hour of every day. Staying here and now, like a baby, like a puppy dog, like a naturalist in the wilds, like a mountain climber, opens the pathway for you to good health and happiness.

No one can be living in the present moment every single moment. (Just imagine an air traffic controller without a break.) But all of us are capable of maximizing our present moment attentiveness. Deep breathing helps. Regular exercise helps. Taking breaks helps. Eating right and sleeping right as much as possible helps.

You want to think and feel healthier? Have a happier existence? A stronger business? Start paying closer attention to keeping your mind from wandering too far astray from what’s right in front of your face right now at any given moment throughout the day, every day. It’s a choice, you know. Choose to set yourself up to not worry as much and you’ll be well on the way to defeating the six ghosts of fear!

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Input welcome anytime:

Hal@BusinessWorks.US  or comment below.

Thanks for visiting. 

Go for your goals, good night and God bless you! 

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