Nov 30 2011

In Debt? Who’s Not? So What?

When business ownership feels claustrophobic…

Debt? Get Used To It!




       [Source: 11/17/11]                          

  • Three weeks ago, the U.S. Treasury Dept. reported that the federal government’s debt had exceeded $15 Trillion for the first time in the history of America, hitting $15,033,607,255,920.32 and safe to assume that it’s higher yet as of today.

  •  The U.S. Bureau of Labor Statistics just estimated that there were 93,641,000 full-time private sector workers in America in 2010 (and 18,073,000 full-time workers in federal, state, and local government.

  • That means the $15.0336 Trillion federal debt equals approximately $160,545 per full-time private sector worker.

  • Given that the U.S. Census Bureau estimates that there were approximately 76,089,045 families in America in 2010, the federal debt equals approximately $197,579 for each and every American family. 


Besides your vote on November 6, 2012, is there no escape? Well, you could close up shop, grab your piggy bank, and head for some remote island, getting sunburn and mosquito bites and drinking piña coladas and coco locos until you can’t walk or talk — not to mention that there’s just so much coconut milk your system can take!

OR, you could –what did Grandpa used to say?– buckle up, pull yourself up by the bootstraps, put your shoulder to the wheel and your nose to the grindstone! Not a pretty picture. 

You COULD simply make productive use of this traditionally slow business time (unless you’re in retailing, in which case you’re not taking time to read anything right now, least of all a blog post) by doing a little introspection and a quick reassessment of your year-end and new-year goals. Are your goals ALL 6 OF THESE? . . .

Realistic? Specific?

Flexible? Due-Dated?

Written on paper?

In your pocket?


If your goals don’t meet ALL of these criteria, they are the stuff of wishlists and fantasyland. Don’t kid yourself into thinking they’ll work if you skip a couple. But if you follow all six, and keep adjusting them as you go (Flexible, remember?), you will have insured yourself of the best possible outcome. Why settle for less? It’s a choice.

What’s the single most important thing you learned about your SELF in 2011? What’s the single most important thing you learned about your BUSINESS in 2011? How can you combine these two revelations to do a better job of protecting your self and your business in 2012? Roadblocks? What? Detours? Where? Solutions?

Why all the hoopla on goals? Because we’re all in debt up to our ears and there are no miracle prospects on the horizon, so the best solution is to take what you have and work your butt off to make it better, to make it work in spite of what union/government/corporate giant muckity-mucks do or don’t do. It’s all about YOU.

With 30 million small businesses in America, and you as part of that universe, there is untold opportunity for moving forward as a free spirit entrepreneur, and there is untold opportunity for moving forward by working in concert with other like-minded small businesses. Call it collaboration, strategic alliance, whatever works.

In the end, Business Works. Does yours?


# # #

FREE blog subscription: Posts RSS Feed

Hal@Businessworks.US  302.933.0116

Open  Minds  Open  Doors

Many thanks for your visit and God Bless You.

Make today a GREAT day for someone!

No responses yet

Mar 09 2010

COLLABORATION (The New Business Mantra)

Are you playing


with yourself?


. . . business is


a team sport!


     Don’t you just love it when a word older than the Civil War makes a comeback and ends up on top of the heap? Collaboration. It’s the hot new buzz word in business. Who knew? It’s strategic alliance, cooperation, shared interests, communication, interaction, productivity, and teamwork all rolled into one.

     Whoa! And it’s not a legal, structured entity so there are no lawyers involved. What could offer greater promise for success?

     Did you think that just because you run your own business, you no longer need to worry about or deal with anyone else? Did you think “Solopreneuring” would or should render you independent? Did you think when you hung out your solo practitioner shingle, you could function completely on your own?

     No more. Maybe small business hasn’t yet caught up with the giant union-based companies feeding on bailout tax dollars, or the Silicon Valley techies housed in converted warehouses with coed bathrooms, and elevated bunkbeds hovering over their computer workstations. But small businesses ARE collaborative.

     Successful small business owners recognize they cannot withstand today’s economic forces with their incessant coastal flooding and gale warnings simply by hunkering down and having an inflatable lifeboat ready.

     Doctors (including those who directly compete) can no longer exist without other doctors’ referrals. Downtown business membership organizations (including many directly competitive retailers) work together to stimulate customer foot traffic. Online and offline services are sharing services with other online and offline services.

     Many compatible and/or competitive businesses are partnering up for centralized buying services in order to exercise greater clout in winning product and service quantity and shipping discounts. Many others share creative development talents. There are even collaboration website resources like for small business owners (which is well worth a visit).

     Business employee alumni associations are cropping up with collaborative applications designed to capitalize on the life and career paths of former (retired or moved on) employees who have maintained loyalty and/or contact since leaving. New revenue streams and solidified client sales have evolved from these collaborations.

A FREE, do-it-yourself, 2-page Business Employee Alumni Association

How-To Guide is available via email to me at the address below.  

     The point is that if you’re playing with yourself (pardon the double entendre), you are living in the dark ages, and you need to come up for air, look around, and see how you can help yourself (and others) by combining forces, interests, and financial pursuits. No contracts, no lawyers, and no money required. Go for it!

Comment below or direct to Hal@BUSINESSWORKS.US Thanks for visiting. Go for your goals! God Bless You! Make it a GREAT DayGet blog emails FREE via RSS feed OR $1 mo Amazon Kindle. Gr8 Gift 4 GRANDPARENTS:

No responses yet

Oct 13 2009


Call it whatever you want…


     Call it an incubator,  a co-op, a strategic alliance, shared platforms, networking, whatever you want . . . the bottom line is that the long-term business success effects of this sucky economy and dollar devaluation are going to be measured in terms of how much you can be both a leader AND a team player!

     The US Army teaches  that — among other things — to be a great leader requires also being a great teammate and follower. You can lead your business straight over the cliff by ignoring all other businesses around you and “going for broke,” if you choose a path of arrogance.

     The major difference  between arrogance and self-sufficiency and independence is that the first of these is an attitude. Combining forces with other businesses doesn’t render you helpless. If it does, you’ve selected the wrong business to work with, or you have an attitude problem.

     Combining forces with other businesses  should put your business — and the others — in a position of strength. It means that one business picks up where the other leaves off to the mutual benefit of all involved. Money can be involved, but it doesn’t always have to be. Ego is almost always involved; don’t let it be. Self-importance loses wars, and crushes business ventures!

     A Two-Way WIN-WIN:  I work with a bright young business that specializes in Internet marketing (website design and services, email and SEO programs, etc.). We combined website development interests because that firm’s strengths were tech-driven and mine were content-driven. We share responsibilities on work generated and produce a better, more complete product by focusing on what we do best.

     A Three-Way WIN-WIN-WIN:  A local liquor store and area deli have combined forces at a local fire department to raise money for an area charity by paying the fire department space rental and soliciting donations for admission to a “Giant Wine & Cheese Tasting Festival” that includes vendor donations of wine and cheese from a couple of dozen manufacturers and distributors who supply the two stores. Actually, if you think about it, this is like a 30-Way WIN situation.

     Can your business share  a workspace? A receptionist? A display area? A parking lot? A truck or delivery service? A database? Utilities? Cleaning services? Expertise? Research? Resources? Sales teams? Payroll services? Meeting rooms? Advertising media expenses? THINK about it!

     The next chapter in American business  will revolve around ways to economize even more than you are right now. The challenge will be to make the most of every resource, including those of neighboring or allied businesses. OPEN MINDS OPEN DOORS.   

# # #         or comment below.

Thanks for visiting. Go for your goals! God Bless You!

Make today a GREAT Day for someone!


No responses yet

Jul 05 2009


The 3% Sales Factor


     Some interesting information came my way from my strategic alliance partner, Andrew Jackson (no relation to the past president, the twenty-dollar bill, the famous Stonewall, or the recently-deceased entertainer). Andrew is the bright young founding CEO of

     It seems, he says, that less than 3% of all online businesses actually make money through their websites. That’s a staggering statistic, even if he’s wildly wrong and happened to be missing a zero after the 3, which he’s not. But, you know what? I started thinking about this, and have concluded that once again, Andrew is right!

     And do you know why? Because all the great graphic designs in the world will not sell what a website offers (unless it’s selling great graphic designs!) as effectively as a few choice words of GREAT COPYWRITING.

     On the Internet, a great word is worth a thousand pictures when it comes to sales. Now, don’t be confused with those fabulous emails we’ve all seen filled with spectacular visuals of amazing jugglers and 3-D artists and talented nature photographers. That’s not the same thing.

     I’m talking about online business website sales!

     So, this thought process prompted me to add a new tab on the top right of this page titled “The 3% Sales Factor.” If you’re curious about the subject of increasing Internet sales and what GREAT COPYWRITING is really all about, try it. You’ll like it.      

# # #  

Input welcome anytime: (”Businessworks” in the subject line) or comment below. Thanks for visiting. Go for your goals, good night and God bless you! halalpiar  # # # 

FREE BLOG SUBSCRIPTION? Click on ”Posts RSS Feed” (Center Column), or now on your AMAZON Kindle for just $1.99 a month after a free trial.

FEELING CREATIVE? Add your own 7 words to the end of the 285 POSTS:  Click under “7-Word Story” (center column)

No responses yet


Tag Cloud